Employer Guides
Guides
Focused resources for medical professionals on employer guides. High-yield advice to master your finances.
Baylor Scott & White Physician Compensation and Benefits (2026)
Baylor Scott & White is nonprofit — so it qualifies for PSLF, unlike HCA. Texas's largest health system: the 5% match, below-market pay, and the network catch.
HCA Healthcare Physician Pay & Benefits (2026)
HCA's 401(k) match is among healthcare's best — but its for-profit status blocks PSLF. What physicians actually earn and get at the largest US hospital system.
Cleveland Clinic Physician Salary and Benefits (2026): The Salaried Model, the Pension, and What Doctors Actually Take Home
Cleveland Clinic pays physicians on salary, no productivity bonuses — plus a tenure-scaling retirement plan. What Cleveland Clinic doctors actually earn and get.
SUSORP for Florida Physicians (2026): The Retirement Plan UF, USF, and FSU Medical Faculty Are Actually In
Florida public university physicians don't choose between the FRS Pension and Investment Plan. Here is what SUSORP actually is, how it compares, and the 90-day decision you must make.
The FQHC Physician Playbook (2026): FTCA Malpractice + PSLF + NHSC
FQHC physicians get three separate federal financial benefits that stack: FTCA malpractice coverage, automatic PSLF qualification, and NHSC loan repayment. Here is the exact math.
UT System Physicians: TRS vs. ORP (2026)
Every new UT System physician gets 90 days to make one irrevocable choice: TRS or ORP. The physician-specific analysis for MD Anderson, UT Southwestern, and UTMB.
Physician Employer Guides (2026): Kaiser, VA, UC and IPERS Compared
The same specialty, the same salary — retirement outcomes that differ by millions. Deep dives on Kaiser, the VA, UC and IPERS, with a full comparison table.
VA Physician Pension, Pay & Benefits: The 2026 Guide
What VA physicians actually get: the FERS pension worth +, Title 38 pay explained, tax-free EDRP, the PSLF stack, and malpractice you never buy.
Kaiser Permanente Physician Finances (2026): The Partner Track, the Pension, and What TPMG and SCPMG Doctors Actually Get
What Kaiser physicians actually get: the 3-year partner track, the TPMG buy-in, the 2%/year pension, the retirement stack, and the PSLF surprise.
The UC Physician Retirement Decision (2026): Pension Choice vs. Savings Choice — and the $159,773 Cap Nobody Explains
New UC physicians get 90 days to make an irrevocable retirement election — and the pension only counts $159,773 of your salary. The complete physician-specific analysis.
IPERS for Iowa Physicians (2026): The State Pension Most Doctors Ignore — and the $360,000 Cap That Changes Everything
How IPERS works for Iowa physicians, the $360,000 compensation cap, the irrevocable IPERS vs. TIAA decision at the University of Iowa, and how it all fits into the physician retirement stack.